Frequently Asked Questions
Quick answers to the things clients ask us most. Don’t see yours? Reach out — we’re happy to help.
Is Tango Insurance an independent agency?
Yes. We’re an independent agency, which means we’re not tied to a single insurance company. We compare options from 50+ carriers and recommend the coverage that fits you best — not whatever one company is selling.
Does it cost anything to get a quote?
No. Quotes are free and there’s no obligation. Tell us what you need covered and we’ll shop it for you.
Do you charge broker or service fees?
We’re compensated by the carriers, so for most personal lines there’s no separate fee to work with us. If a specific situation ever involves a fee, we’ll tell you up front before anything is bound.
How fast can I get a Certificate of Insurance (COI)?
For active commercial clients, most standard certificates are issued the same business day. Submit the request through our Certificate of Insurance page and note your deadline.
What’s the difference between collision and comprehensive coverage?
Collision covers damage to your vehicle from an accident with another car or object. Comprehensive covers non-collision events — theft, vandalism, fire, hail, or hitting an animal.
Can I bundle my home and auto policies?
Usually, yes — and bundling often earns a multi-policy discount. We’ll compare bundled vs. separate options so you can see which actually saves you more.
What should I do right after an accident or loss?
Make sure everyone is safe, document the scene with photos, and start your claim as soon as possible. See our File a Claim page for carrier claims numbers and a checklist of what to have ready.
Do you serve clients in Spanish?
Yes — our team is fully bilingual. You can call, email, or submit any form in English or Spanish and we’ll respond in your preferred language.
Ready for Coverage That Fits?
Tell us what you need — we’ll do the shopping and get back to you fast.