Protection Built for Significant Wealth.
Advanced asset preservation designed to shield substantial personal wealth and complex portfolios.
Tailored Coverage for High-Net-Worth Households
From custom estates to fine art and digital assets, these specialized policies close the gaps that standard coverage leaves behind.
High-Value Homeowners
Standard policies cap payout limits, leaving custom or historic properties exposed. Specialized coverage utilizes guaranteed replacement cost to rebuild your luxury home to its exact original standard—regardless of market cost surges—while offering a flexible cash-out option if you choose not to rebuild.
Valuables & Fine Art
Bypassing the strict sub-limits and deductibles of ordinary policies, agreed value scheduling locks in a pre-determined payout amount based on professional appraisals to fully protect extensive jewelry collections, fine art, wine cellars, and rare antiques.
Domestic Employment Practices Liability (EPLI)
Standard umbrella policies typically exclude lawsuits from household staff. This targeted liability protection shields estate owners against claims of wrongful termination, discrimination, or harassment brought by nannies, chefs, private drivers, or gardeners.
Cyber & Identity Defense
High-net-worth individuals are prime targets for digital extortion, ransomware, and wire fraud. This essential policy reimburses stolen funds and covers the specialized legal and technical costs required to fully restore a compromised digital identity.
Ready to Protect What You’ve Built?
Let’s review your estate, valuables, and exposures, and design coverage that matches your standard of living.