Commercial Coverage That Keeps You in Business.
From general liability and workers’ comp to commercial auto and cyber, we structure protection around how your business actually operates.
Core Protection for Your Business
Every business is different — but these are the building blocks most policies start with.
Business Owner’s Policy (BOP)
The standard bundle of general liability and commercial property for small to medium-sized businesses.
Commercial General Liability (CGL)
Standalone protection against third-party bodily injury, property damage, and advertising injury.
Commercial Property
Coverage for the physical assets of a business, including buildings, equipment, and inventory.
Workers’ Compensation
Mandatory coverage in most states for employee injuries and lost wages.
Commercial Auto
Protection for vehicles owned by the business or used for business purposes.
Professional Liability (Errors & Omissions)
Protection for businesses that provide advice or services, covering claims of negligence or mistakes.
Cyber Liability
Coverage for data breaches, ransomware attacks, and the resulting legal or recovery costs.
Directors & Officers (D&O)
Protection for the personal assets of corporate directors and officers in the event they are sued for their management decisions.
Employment Practices Liability (EPLI)
Coverage against claims from employees alleging wrongful termination, discrimination, or harassment.
Commercial Umbrella / Excess Liability
Additional limits that sit above the foundational liability policies for catastrophic claims.
Inland Marine / Contractor’s Equipment
Coverage for tools, equipment, and materials in transit or stored at off-site job locations.
Coverage by Industry
Risk looks different in every industry. We build the program around the work you do.
Contractors & Trades
General liability, tools & equipment, and commercial auto built for job sites.
Professional Services
Errors & omissions, cyber, and a Business Owner’s Policy for offices and consultancies.
Retail & Hospitality
Property, general liability, and liquor liability where it applies.
Nonprofits & Associations
Directors & officers, employment-practices, and event coverage.
Ready to Protect Your Business?
Tell us about your operations and we’ll build coverage around how you actually work.