Commercial Coverage That Keeps You in Business.

From general liability and workers’ comp to commercial auto and cyber, we structure protection around how your business actually operates.

Core Protection for Your Business

Every business is different — but these are the building blocks most policies start with.

Business Owner’s Policy (BOP)

The standard bundle of general liability and commercial property for small to medium-sized businesses.

Commercial General Liability (CGL)

Standalone protection against third-party bodily injury, property damage, and advertising injury.

Commercial Property

Coverage for the physical assets of a business, including buildings, equipment, and inventory.

Workers’ Compensation

Mandatory coverage in most states for employee injuries and lost wages.

Commercial Auto

Protection for vehicles owned by the business or used for business purposes.

Professional Liability (Errors & Omissions)

Protection for businesses that provide advice or services, covering claims of negligence or mistakes.

Cyber Liability

Coverage for data breaches, ransomware attacks, and the resulting legal or recovery costs.

Directors & Officers (D&O)

Protection for the personal assets of corporate directors and officers in the event they are sued for their management decisions.

Employment Practices Liability (EPLI)

Coverage against claims from employees alleging wrongful termination, discrimination, or harassment.

Commercial Umbrella / Excess Liability

Additional limits that sit above the foundational liability policies for catastrophic claims.

Inland Marine / Contractor’s Equipment

Coverage for tools, equipment, and materials in transit or stored at off-site job locations.

Coverage by Industry

Risk looks different in every industry. We build the program around the work you do.

Contractors & Trades

General liability, tools & equipment, and commercial auto built for job sites.

Professional Services

Errors & omissions, cyber, and a Business Owner’s Policy for offices and consultancies.

Retail & Hospitality

Property, general liability, and liquor liability where it applies.

Nonprofits & Associations

Directors & officers, employment-practices, and event coverage.

Commercial Coverage by Focus

Contractors & Trades Building a successful business requires more than just skilled labor; it requires a rock-solid foundation of risk management. Whether you are breaking ground on a custom home, managing complex mechanical installations, or providing essential property maintenance, your operations face unique liabilities every day. Logistics & Transportation The transportation sector is the backbone of the economy, but it operates under immense regulatory scrutiny, volatile market conditions, and constant over-the-road risks. From managing a fleet of long-haul semis to executing complex last-mile logistics, transportation operations face unique and severe liabilities every mile. Commercial Property & Habitational Managing high-density real estate and multi-family residential portfolios requires a sophisticated approach to risk. Whether you manage commercial office complexes, luxury apartment communities, or large-scale condominium associations, your assets are the target of diverse liabilities and environmental exposures. Business Services & Professional Liability In today’s digital-first economy, your professional reputation and digital infrastructure are often your most valuable assets. Whether you operate a high-volume restaurant, a specialized consulting firm, or a technology startup, your business faces unique operational risks—from data security threats and professional negligence claims to complex day-to-day premises liabilities. Employee Benefits Group health, dental, vision, life, and disability — built to help you attract and keep great people.

Ready to Protect Your Business?

Tell us about your operations and we’ll build coverage around how you actually work.

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