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Tango Insurance

Government & Defense Contractors (GovCon)

Comprehensive risk management for federal primes and sub-contractors handling multi-state DoD contracts, secure facility installations, and overseas deployments requiring strict DBA and CMMC compliance.

Operational Risk Profile

Fulfilling federal and defense contracts requires rigorous adherence to Department of Defense (DoD) and international procurement frameworks, where non-compliance carries severe financial and contractual penalties. Key exposures include unmitigated overseas deployments requiring Defense Base Act (DBA) compliance, network security breaches involving Controlled Unclassified Information (CUI), and strict liability associated with secure facility access and complex project execution.

Core Coverage Considerations

While every defense contractor has a unique operational footprint, a foundational risk management strategy for this sector typically includes the following core coverages. We will work alongside your team to identify and secure any additional specialized policies required for your specific multi-state or overseas operations.

Defense Base Act (DBA) & Overseas Exposures

Federal law mandates DBA coverage for civilian employees working outside the United States on US military bases or under public works contracts. We structure precise DBA and Foreign Voluntary Workers’ Compensation (FVWC) programs, expertly navigating overseas payroll classifications for Expatriates (EXP), Third-Country Nationals (TCN), and Local Nationals (LN).

Tech E&O & Cyber Liability (CMMC/NIST Compliance)

Defense contractors handle highly sensitive Controlled Unclassified Information (CUI) and face strict IT requirements. We design specialized Technology Errors & Omissions and Commercial Cyber Liability programs that align with rigorous Cybersecurity Maturity Model Certification (CMMC) and NIST 800-171 standards, providing critical breach response and network security defense.

Management & Professional Liability (D&O)

Navigating federal audits, joint ventures, and contract disputes requires robust executive protection. We structure comprehensive Directors & Officers (D&O) and Employment Practices Liability (EPLI) coverage to help protect your corporate board and balance sheet from regulatory investigations, management liability claims, and complex employment disputes.

Federal Surety & Contract Bonds

Winning federal bids often requires specialized bonding capacity. We leverage our unrestricted multi-state carrier relationships to secure Bid Bonds, Performance Bonds, and Payment Bonds tailored to your specific contract vehicles, providing the financial backing required to mobilize on large-scale government projects.

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