Specialized & Heavy Haul
High-limit coverage for oversize/overweight loads, auto haulers, intermodal drayage, and hazardous materials (HazMat) transport.
Operational Risk Profile
Heavy haul and HazMat operations represent the highest tier of transportation risk. Moving oversize/overweight loads or highly volatile materials requires precise logistical execution. Catastrophic exposures include massive multi-vehicle collisions, infrastructure damage (bridges/overpasses), and extreme environmental contamination events requiring federally mandated remediation.
Core Coverage Considerations
While every business has a unique risk profile, a foundational risk management strategy for this industry typically includes the following core coverages. We will work with you to identify any additional specialized policies required for your specific operations.
High-Limit Commercial Auto Liability
Liability placement designed to meet or exceed strict FMCSA statutory limits (often $1M to $5M+) required for transporting hazardous or highly regulated materials.
Transportation Pollution Liability (TPL)
Comprehensive environmental coverage specifically designed to address the catastrophic release of chemicals, fuel, or toxins during loading, transit, and unloading.
High-Limit Excess Umbrella
Multi-million dollar excess layers required to shield corporate assets against the extreme financial devastation of a severe HazMat or heavy-haul accident.
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