Landscaping & Grounds Maintenance
Tailored solutions for lawn care, tree trimming, irrigation, and snow removal operations.
Operational Risk Profile
Modern landscaping operations face a diverse mix of seasonal hazards, including the operation of heavy machinery, hardscaping construction, and the application of regulated chemical treatments. For companies executing winter snow and ice management, contractual liabilities escalate dramatically due to aggressive slip-and-fall defense clauses embedded in commercial property management agreements.
Core Coverage Considerations
While every business has a unique risk profile, a foundational risk management strategy for this industry typically includes the following core coverages. We will work with you to identify any additional specialized policies required for your specific operations.
Pesticide or Herbicide Applicator Liability
Specialized endorsement required to cover third-party property damage or environmental contamination resulting from chemical applications.
Snow and Ice Management Liability
Explicit coverage addressing completed operations for winter services, protecting against slip-and-fall claims after a storm event occurs.
Inland Marine & Commercial Auto
Required to protect mobile equipment (mowers, tractors, plows) and the utility trucks/trailers used to transport them.
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