Waste Management & Refuse Hauling
Custom solutions for commercial and residential waste collection, addressing environmental liability and heavy machinery exposures.
Operational Risk Profile
Commercial and residential waste collection involves massive vehicle weights navigating tight residential streets and commercial alleys. The use of automated lifting arms creates high-frequency property damage risks to parked cars and municipal infrastructure. Additionally, fleets face immediate environmental exposures from the leakage of toxic fluids (leachate) or hydraulic spills.
Core Coverage Considerations
While every business has a unique risk profile, a foundational risk management strategy for this industry typically includes the following core coverages. We will work with you to identify any additional specialized policies required for your specific operations.
Commercial Auto Liability
High-limit protection necessary to defend against severe property damage and bodily injury claims associated with heavy refuse vehicles.
Broadened Auto Pollution Liability (CA 99 48)
A vital endorsement that expands standard auto coverage to pay for the cleanup, containment, and mitigation of pollutants discharged during transit or overturning.
Inland Marine / Equipment Floater
Coverage for high-value external equipment, including roll-off dumpsters and commercial compactors placed on client sites.
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