Handyman & General Repair
Flexible coverage for multi-skilled professionals tackling repairs, painting, drywall, and general upkeep.
Operational Risk Profile
Multi-skilled repair professionals face a varied exposure profile due to the diverse nature of their daily tasks. Because a general repair business may handle light electrical work, minor plumbing, and carpentry within the same week, generic insurance policies often fail to cover the full spectrum of activities, creating significant coverage gaps if a claim arises from an unlisted trade.
Core Coverage Considerations
While every business has a unique risk profile, a foundational risk management strategy for this industry typically includes the following core coverages. We will work with you to identify any additional specialized policies required for your specific operations.
Broad-Form Business Owner’s Policy (BOP)
Combines commercial property and general liability under a flexible framework that accommodates a wide array of light artisan repair services.
Blanket Additional Insured Endorsements
Required to quickly generate credible proof of insurance to satisfy residential clients, commercial property managers, and retail networks.
Tools and Equipment Floater
A sub-category of Inland Marine designed to protect mobile tools, diagnostic equipment, and ladders from theft out of vehicles or off job sites.
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