Personal Services & Salons
Tailored professional liability and premises coverage for wellness centers, spas, and personal care professionals.
Operational Risk Profile
Wellness centers, spas, and salons experience high daily foot traffic and engage in direct physical contact with clients. Key risk exposures include severe slip-and-fall hazards due to wet floors, property damage from specialized equipment, and direct professional liability allegations stemming from chemical burns, infections, or allergic reactions caused by treatments and services.
Core Coverage Considerations
While every business has a unique risk profile, a foundational risk management strategy for this industry typically includes the following core coverages. We will work with you to identify any additional specialized policies required for your specific operations.
Professional Liability (Malpractice)
Essential protection addressing bodily injury or emotional distress claims resulting directly from the professional services or treatments rendered.
General Liability (Premises)
Required to cover high-frequency third-party injuries, such as slips, trips, and falls within the facility.
Commercial Property & Tenant Improvements
Protects the high-value build-out of your leased space, specialized styling stations, and expensive product inventory.
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